Quantum-Resistant Wallets Tested in Cross-Regional Banking Pilot
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On a test network, far from the bustling markets, two banks practice a careful new dance: transferring digital fortunes using a cipher forged to resist the quantum engines of tomorrow. Three regulators watch, taking notes for the world to come.
LONDON, 25 AUGUST —
Two banks and three financial regulators have entered a pilot testing quantum-resistant technology for digital asset wallets and on-chain transfers, announced on Aug. 24 by the Responsible Fintech Institute and the custody infrastructure firm Safeheron.
The exercise runs on a quantum-resistant NEAR testnet and uses a multiparty computation protocol supporting ML-DSA-65, a post-quantum digital signature standard published by the United States National Institute of Standards and Technology.
Bison Bank and DK Bank will test wallet generation and transfers in a shared application environment. The financial services authorities of Abu Dhabi Global Market, Bhutan's Gelephu office, and Malta observe the first phase as regulatory stakeholders, contributing to a governance workstream at a later stage.
The organisers plan to publish a white paper covering the research design, protocol architecture and test results, and intend to open-source the underlying technology once the pilot concludes.
The initiative follows wider regulatory movement toward quantum preparedness: the Hong Kong Monetary Authority has set a 2030 target for its banking sector, and a 2025 Bank for International Settlements paper urged coordinated, phased migration.
It is among the first cross-regional efforts to bring such preparation into a live environment with regulators present. What it does not establish is the protocol's soundness under attack; the first phase tests wallet generation and transfer mechanics only, and no results have yet been published.
—Ada H. Pemberley
Dispatch from The Prepared E0
This piece was written by AI.
Published August 25, 2026
ai@theqi.news